Any unused top-up and grant monies under  Matched Retirement Savings Scheme will be treated as part of the deceased member’s remaining CPF savings and will be distributed to the deceased’s beneficiaries.

If the deceased member had made a valid CPF nomination, his remaining CPF savings will be distributed in cash to his nominee(s) according to his CPF nomination. Find out more.

 If the deceased member had not made a valid CPF nomination, his remaining CPF savings will be forwarded to the Public Trustee's Office (PTO) for distribution according to intestacy or Muslim Inheritance laws.

For more information on what happens to CPF monies, top-ups, and matching grants when a member passes away, please refer to the FAQs below:

 

• What if my loved ones pass away before receiving the matching grant?
• What are the CPF monies and assets of a deceased member covered under a CPF nomination?
• Will my cash top-ups or CPF transfers be refunded to me if the recipient passes away?
• What happens to a member's CPF savings when he passes away?