9 questions
Benefits Under Medishield Life
When will the enhancements to MediShield Life benefits / increased premiums take effect?
Is MediShield Life coverage only for those who use Class B2/C wards? What about those who wish to use Class A/B1 or private hospitals – will they get any MediShield Life benefits?
Even with the increase in benefits under MediShield Life, there remains a cap on the MediShield Life payout. Is it possible to introduce a stop-loss feature to provide greater assurance to Singapore Residents?
Many Singapore Residents, especially the elderly, do not receive any payout for their bills, due to the deductible. Can the deductible be further lowered for MediShield Life so that more Singapore Residents can benefit from the scheme?
With an ageing population, healthcare costs are expected to increase significantly. Is it possible to provide incentives such as premium discounts to encourage and reward healthy living through MediShield Life? Can there be a “No-claim Bonus” for MediShield Life, to incentivise healthy living or reward those who remain healthy and have not made claims? With lower claims, there will be premium savings in the long term.
Other than cancer and kidney failure, there are also other costly outpatient treatments such as treatment for Systemic Lupus Erythematosus (SLE) and multiple sclerosis. Can such treatments be considered for coverage under MediShield Life?
Does MediShield Life cover hospice care?
Why are maternity and fertility expenses not covered under MediShield Life?
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