10 questions
Integrated Shield Plans (IPs)
Will my Integrated Shield Plan premiums be affected by the increase in MediShield Life premiums?
What are Medisave-approved Integrated Shield Plans and should I consider getting one?
With the introduction of MediShield Life, should I continue to stay on my Integrated Shield Plan?
Will I receive subsidies even though I am insured under an Integrated Shield Plan? Do I have to downgrade my insurance plan to MediShield Life to receive subsidies?
With MediShield Life, will the Integrated Shield Plans cover pre-existing conditions? Can I now get coverage under Integrated Shield Plans for my pre-existing conditions?
What does it mean if I have an exclusion on the Additional private insurance coverage component but not on the MediShield Life component? How do I find out what exclusion I have?
If I downgrade to a lower coverage Integrated Shield Plan (IP) or to MediShield Life, or switch to an IP with another insurer, will I need to go through health assessment/ underwriting again?
Why have my Integrated Shield Plan premiums increased?
Can we use Medisave to pay for IPs and riders?
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