The additional MediSave top-up is provided on top of the lifetime annual MediSave top-up of $250 to $900 for all Pioneers, and gives additional support to older Pioneers with serious pre-existing conditions.

Older Pioneers with pre-existing conditions need to pay significantly higher premiums compared to their peers in the same cohort, and the additional top-up of up to $200 will help keep MediShield Life premiums affordable for them.

For younger Pioneers, the difference in premiums between those with and without serious pre-existing conditions is smaller and more affordable. With the enhanced MediSave top-ups, all younger Pioneers with serious pre-existing conditions will have about two-thirds of their MediShield Life premiums covered through Pioneer Generation subsidies and the enhanced annual MediSave top-ups.